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Customer Reviews (2591)
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1 week ago
Joy Rice
My experience with this trading firm was quite disappointing. The platform was glitchy and often unreliable, which made trading a frustrating affair. I encountered wide spreads and slippage that negatively impacted my trades, leading to some significant losses. Additionally, when I tried to withdraw my funds, they denied my payout, which was the last straw for me. Poor customer support only added to the overall negative experience.
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2 weeks ago
Stanford Daniel
This firm stands out as a solid choice for traders. Their instant funded accounts are a real highlight, and the trading conditions they offer are impressive. Plus, the support team is commendable; they respond quickly and effectively whenever needed. Overall, it’s a great place for both new and experienced traders looking for reliable services.
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3 weeks ago
Frida Wunsch
I’ve been trading with this firm since they first started, and honestly, I think it’s among the top proprietary trading firms out there. I’ve successfully received several payouts without any problems. The customer service team has consistently been professional, offering clear explanations and addressing my concerns effectively. I did have one payout denied because of the margin rule, but that was really just a misunderstanding on my end. All in all, my experience with Instant Funding has been excellent, and it continues to be so.
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4 weeks ago
Emelie Koss
They declined to pay out my profits and shut down my funded account, claiming they no longer offer services to clients in my country. I was eligible for payouts on February 12, February 13, and February 14. While they continue to pay other traders from my region, my profits have been withheld.
It’s worth noting that other funding firms like E8 and Fundednext may have ceased services, but they still honor payments to existing accounts. However, that’s not the case with this firm. When I requested my profits, they terminated my account and simply refunded my fee, which is quite absurd. There are no warnings provided to traders, leaving us in the dark.
Moreover, I’ve encountered a number of other issues:
1. There’s frequent price slippage during order execution—both when opening and closing positions.
2. Support staff often deflect my concerns to senior management, and my issues remain unresolved.I strongly recommend that traders steer clear of this firm. Their business model seems to prioritize exam fees over actual trader payouts, and they seem to withhold payments at their discretion. My funding account number was 232171, with a balance of $100,000.
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1 month ago
Lempi Zemlak
The problem-solving capabilities here are impressive and quick. The team responds promptly, addressing issues in a professional manner. It’s clear that they value efficiency, as solutions are provided without unnecessary delays. Overall, they exhibit a strong commitment to resolving challenges effectively.
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1 month ago
Leonie Crooks
This trading firm is truly impressive. They offer a solid platform with great resources for traders. The structure is supportive and encourages growth, which is a significant advantage. I’ve found their educational materials to be quite helpful as well. Plus, the community vibe really makes a difference; it’s nice to connect with like-minded individuals. Overall, if you’re looking for a professional environment to enhance your trading, this firm definitely stands out.
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1 month ago
Norma Olson
As a long-time customer, I’ve encountered some ongoing issues that merit discussion. It seems my Discord email has been blocked across various platforms, and I’ve been advised by others to reach out for rehabilitation via email or to speak with Tom. Despite these attempts, I never received the $50,000 bill that was supposed to resolve these concerns.
You mentioned that reviews were a factor, suggesting that if I deleted them, I would finally receive the bill and regain my status as a customer. Unfortunately, my email access has also been restricted, which complicates matters further. It’s quite frustrating to be in this situation after being a loyal client for so long.
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1 month ago
Bernard Langworth
Kate was truly instrumental in my journey, providing support that I found invaluable. Her assistance made a significant difference for me.
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1 month ago
Francis Lindgren
I just won a Kahoot game today! Now, I’m really excited to start trading with them. Wish me the best of luck!
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1 month ago
Blanche Kemmer
Exercise caution if you’re considering this trading firm! The rules can be quite convoluted. For instance, with a $50,000 account, you’re dealing with around $300, but here’s the catch—you’re only allowed to trade with 3 percent of your total account. They advertise larger lot sizes, which ultimately raises concerns about your ability to withdraw funds, as they might label your activity as gambling. I experienced this firsthand, and to make matters worse, they changed the rules in the fall. Although it was said that things would be clearer, I ended up being offered a lesser account than I previously held and my payout was over $1,200. Why bother getting an account at all? You’d be better off using a platform like Webull. I reached out to a representative for clarification, only to learn that it’s essentially a double-standard system designed to benefit them while leaving you at a disadvantage. The only time I got a response via email was after I posted a negative review. My advice? Stay away from this firm!
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1 month ago
Lisa West
Liam was incredibly helpful, providing me with quick and succinct answers to all my questions. I really appreciate his support and I’m excited to start trading with Instant Funding! 😊
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1 month ago
Sheila Mante
The issue of instant funding is raising serious concerns, particularly in relation to their 3% gambling rule. It seems they understand that this rule catches a significant number of traders—almost half—by surprise, and it appears to create opportunities for them to exploit customers. I’ve gathered evidence of comments being deleted on Discord, and I’m considering legal action. My advice? Steer clear of instant funding. Many traders are falling victim to their tactics, which involve constantly adding and modifying rules at every opportunity. Each update feels like a new hurdle that makes it increasingly difficult to receive a payout. Take a look at their earlier reviews; it’s clear that numerous individuals can’t all be mistaken.
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1 month ago
Elmo Hartmann
The communication with customer service has been nothing short of frustrating. After my payout was denied, I received a reset on my account, but now my new account is frozen. I’m stuck, unable to do anything. Each time I reach out, I end up speaking to a different support team member who reiterates the same information as the last. It’s disheartening to see that the issue remains unresolved. I’m very disappointed with the service; I’ve sent over 20 emails detailing my problem repeatedly, yet nothing gets fixed.
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1 month ago
Ottis Abbott
I cannot recommend this proprietary trading firm. The rules are vague, and it’s worth noting that with the instant funding account, you can’t make any withdrawals until you hit a 5% profit—information that wasn’t clearly stated in their guidelines. I only learned about this restriction after reaching out to support. There are definitely better options in this industry. As a beginner trader, this experience left me quite frustrated.
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1 month ago
Ocie Kilback
This firm has an array of hidden rules that they seem to utilize to deny payouts. For instance, they recently implemented a 3% risk per trade rule without notifying traders. I found myself trading on an account that predated this rule, yet they still denied my payout and shut down my account, arguing that I had exceeded the 3% risk limit in a single trade. This is just one example of the many concealed regulations they have in place. And the spreads? Let’s not even get started on those. It’s wise to steer clear of this firm; there are plenty of other trading companies that offer far superior conditions. Avoid this one if you can.
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1 month ago
Rafaela Ward
I typically trade with a fixed lot size of 0.02 across all currency pairs to stay compliant with the firm’s guidelines and avoid issues like martingale strategies. However, I’ve noticed that when I open a 0.02 lot in indices such as US30, US100, or USOIL, the profits seem minimal—almost negligible. As a result, I find myself needing to scale up to a 0.2 lot in these indices just to match the equivalent potential profit of a 0.02 lot in other pairs. This situation leaves me quite uneasy, as I worry that I might inadvertently breach a trading rule. For instance, if I take a loss of 0.02 on gold and then place a 0.2 lot trade on US30, could this be classified as a martingale move? If so, it feels incredibly unfair, as it seems to stretch the boundaries of what is permissible.
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1 month ago
Charlotte Reynolds
I’ve been told by the company that I could utilize a VPS, but later that very same day, support informed me that I couldn’t. It’s frustrating and confusing—there really should be a clear official announcement on this matter. Additionally, a friend of mine was not granted a payout, which raises concerns about the direction this firm is heading. It’s truly disappointing to see such issues arise.
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1 month ago
Chesley Terry
The prohibition of VPS usage is quite straightforward and quite frustrating. How are traders who rely on automated trading with their custom EAs supposed to operate effectively 24/7? And let’s not forget the manual traders who depend on a stable connection. This decision seems to disregard the needs of many traders who have legitimate reasons for using VPS. Personally, I utilized my VPS for executing my own developed EA, and it appears that my investment in your challenges was a waste.
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1 month ago
Demarcus Berge
I’ve been waiting for my payout from this prop firm, and it’s getting frustrating. I requested the withdrawal a week ago, but it’s still pending. I’ve sent an email about the delay, but I haven’t heard back from them at all. It’s disappointing when you’re counting on timely payouts and can’t get a response from the support team.
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1 month ago
Antonio Brakus
I appreciate the opportunity provided here. Overall, everything has been quite positive.
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1 month ago
Helen Legros
Instant Funding recently denied me my second payout and took away my $200,000 live account, claiming I violated their rules by using a VPN. In today’s digital landscape, VPNs are crucial for safeguarding against phishing attacks, scammers, and hackers. It’s unjust to refuse a payout based on this excuse without any real evidence of wrongdoing.
What puzzles me is why using a VPN wasn’t flagged during the challenge phase or when I initially requested my first payout. It only became an issue when they noticed I was a consistently profitable trader seeking my second payout. I’ve faced similar situations with other firms before, and they simply asked for proof that the IP addresses belonged to me. Once I provided evidence showing there was no malpractice, my payout was cleared without issue—something I did share with Instant Funding as well.
They didn’t even take the time to investigate, as it’s evidently more profitable for them to dismiss successful traders with weak justifications while continuing to take advantage of novice traders who frequently blow their accounts.
This type of conduct from a proprietary trading firm is quite shady and exhibits a scam-like behavior. I sincerely hope that new traders heed my warning and steer clear of Instant Funding. Trading is already one of the most stressful professions out there, and the last thing you need is an unreliable prop firm that will undermine your hard work and increase your anxiety.
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1 month ago
Webster Kuphal
My experience with the One Phase challenge has been fantastic! The user interface is really impressive, and the spreads are excellent. Overall, I’m truly enjoying everything about it. I also want to give a shout-out to Arthur from the support team; he was not only very helpful but also polite and quick to respond to my queries.
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1 month ago
Laisha Prosacco
I feel scammed! I paid for what they called an instant funding account, but they didn’t give me anything in return—not my money or the account I was promised. Honestly, I would advise everyone to steer clear of instant funding; it’s a complete scam!
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1 month ago
Ignacio Herman
I began my trading day with a balance of $100,413.88 and set a daily loss limit in accordance with the 3% rule at $97,150.91.
I closed my final trade at 10:41 PM on the 9th, ending the day with a balance of $98,079.72.
The following day, around 8:00 AM on February 10, 2025, I was shocked to receive an email stating that my account had breached the daily loss limit when my position dropped to -$700.
It turns out my daily loss limit had not been properly reset at midnight; instead, it was incorrectly set to $97,401.46, which is nowhere near the agreed 3% threshold.
After sending a staggering 43 emails back and forth to support, they still refused to acknowledge the issues I had raised. I kept meticulous records of all my trades, compiling them into a spreadsheet to clearly indicate where things went awry; I even provided screenshots from cTrader. Unfortunately, there was no assistance offered, and quite frankly, I felt cheated by InstantFunding.io.
To add to my frustration, I discovered they even cleared my trading dashboard, effectively removing crucial evidence. Now, they have ceased all communication.
UPDATE: Following this review, they reinstated my account but failed to admit any fault on their part. Moving forward, I will exercise extra caution and ensure I monitor my daily loss limit closely before executing any trades, rather than relying solely on the reset process. On a positive note, Claire from support demonstrated exceptional customer care, earning her a star in my book. Knowing there’s someone like her in the company gives me a glimmer of hope despite the challenges I’ve faced.
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1 month ago
Kiera Greenfelder
I’ve been trading with InstantFunding.io for quite some time, and I must say, it stands out as one of the premier funding firms in the industry. The platform operates seamlessly and is quite user-friendly, turning what could be a stressful experience into a really enjoyable one.
Additionally, their customer support deserves special mention. Whenever I had inquiries, the support team was prompt in their response and truly helpful—something that’s increasingly hard to come by these days.
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1 month ago
Mack Schulist
The support experience here is truly outstanding 😊—definitely the best I’ve encountered.
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1 month ago
Enola Daugherty
The company is quite impressive; I genuinely appreciate what they offer. Everything about it feels positive, making for a great experience overall.
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1 month ago
Skyla Schimmel
Arthur, Emma, and Ryan truly excel as support agents. Their response times are impressively quick, and they consistently make you feel valued as a client. I really appreciate the service from Instant Funding. Can’t wait to see what the Plus Rewards Program has in store!
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1 month ago
Rosalee Turcotte
It has now been over two days without a payout once again. This trading firm truly feels like a scam. I’ve sent countless emails, and they keep telling me to wait until the end of the day, but still, there’s been no payment. Honestly, this is the slowest prop firm I’ve ever encountered. I can’t recommend this disappointing firm; you are likely to get scammed!
There are so many rules; whereas many other prop firms allow martingale strategies, this one restricts virtually everything. They claim on their website that payouts are processed twice daily to showcase their efficiency, yet here I am, waiting for more than 48 hours for a payout—this is the third time! It feels like they intentionally make you wait, especially after you leave negative feedback.
I’m concerned they might even penalize my account for sharing this experience—after all, the last time I did, they took away all my $5,000 in profits. I urge everyone to avoid this prop firm at all costs! Anyone who has written a negative review about them is speaking the truth. I’ve seen many threads where others share similar frustrations, and I can confirm it’s not just my experience.
I am particularly looking forward to the launch of OTC Online Trading Campus’s own prop firm in the coming weeks—there, you’ll be trading with real capital, and their trading rules actually make sense! Instant funding is a real plus. I genuinely hope this firm hits rock bottom because they are deceiving people out of their hard-earned money and profits!
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1 month ago
Mallory Hodkiewicz
I started out with high hopes for Instant Funding after successfully cashing out $10K previously, but my latest payout of $12,245 was unexpectedly denied because of my use of a VPS.
💡 Key Issues:
The contract I signed did not specify anything about VPS usage being a violation—this was only mentioned in the terms and conditions on their website, which can be updated without notice.
Even after I provided clear evidence of my VPS ownership, the payout was denied almost immediately.
While several other well-known proprietary trading firms have experienced similar situations, they took the time to review my circumstances and approved payouts following verification—Instant Funding did not do the same.
There’s an inconsistency in how policies are enforced; if using a VPS was truly problematic, why was my first payout processed without any issues?✅ What They Did Well:
The customer support team is quick and professional in their responses.
Navigating the dashboard is straightforward, and when payouts are approved, the process goes smoothly.❌ Where They Failed:
The denial of a payout was strict and seemed unjust—there was no opportunity for a second review, even with proof of my compliance.
The absence of a clear policy in the contract regarding VPS usage is troubling, as such rules were only present on the website and could change at any time.
Additionally, the execution is sometimes slow and the spreads can be quite wide.📌 Final Thoughts:
I was eager to keep trading with Instant Funding, but this lack of transparency and fairness is making me reconsider my options. If you plan on using a VPS or require IP flexibility, be sure to get this clarified in writing prior to signing up.
Traders should always be aware of the potential risks when joining, and I really hope Instant Funding enhances its transparency and the consistency of its policies, because my experience so far has been quite disappointing. 🚨
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1 month ago
Virginie Miller
I can’t outright call them a scam, but there’s definitely a level of deceit involved. They bombard you with emails about trivial matters, yet when it comes to important updates, like changes to rules or the introduction of new ones, they leave you in the dark. If you inadvertently break a rule you were unaware of, you get penalized. When trying to reach support for clarification, I was told that it’s my responsibility as a trader to keep track of any new information on their site. Really? I’ve never encountered anything like that before. Take, for instance, the 3% rule that was recently implemented. I dare them to prove they actually notified us about that. Overall, my experience with them has been quite unpleasant.
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1 month ago
Aaron Powlowski
It’s been a positive experience overall, with a quick payout system that really stands out. Plus, the customer support is quite impressive, providing assistance whenever needed.
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1 month ago
Jeffry Lang
I have mixed feelings about Instant Funding. On one hand, the customer support is quick and responsive, and I had no issues with my previous payout. However, my recent payout of $11,456.05 was denied because of my use of a VPS—something that wasn’t clearly outlined in the contract.
Positives:
✔️ Quick Response – The support team is professional and replies in a timely manner.
✔️ Smooth Payout Process – My first payout went off without a hitch.
✔️ Acceptable Trading Conditions – The execution might be a bit sluggish, but it generally works fine.Negatives:
❌ Wide Spreads – When stacked against other prop firms, their spreads can sometimes be higher.
❌ VPS Usage Not Mentioned – The Instant Funding Agreement I signed didn’t indicate that using a VPS was prohibited, yet my payout was denied because of this very reason.
❌ Inconsistent Rule Enforcement – I had previously emailed support to get EA approval and believed I was compliant, but it seems this restriction was only pointed out during the payout process.
❌ Harsh Denial for Payout – Other firms like FTMO have tackled similar cases where a VPS was flagged but still honored payouts upon proof of ownership. I provided all necessary documentation, but my payout was rejected outright instead of receiving a warning or a partial payout.The website’s Terms & Conditions do mention restrictions on VPS usage, but since web pages can be updated, it’s crucial for traders to double-check rules in writing before committing.
Final Thoughts:
✅ Would I recommend Instant Funding? If clear policies are what you seek, tread carefully. If you don’t use a VPS, you might be fine, but if you’re looking for fair handling of payout issues, think twice.🔎 My Advice to Traders: Always clarify rules in writing before signing up—policies can vary between what’s on the website and in the contract. Ask about VPS and EA usage upfront, even if you don’t intend to use them right now. Be ready for strict enforcement of rules, even if they weren’t explicitly mentioned. I was keen to continue trading here, but this situation has given me pause. If Instant Funding could enhance their transparency and flexibility in rule enforcement, they might become a top-tier prop firm.
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1 month ago
Emmett Considine
My experience with this firm has been fantastic up to this point. The execution of trades has been nothing short of impressive. Their rules are solid, and withdrawals are processed quickly.
If they could introduce a wider variety of withdrawal options, I’d say they’d be absolutely top-notch. Overall, though, I’m really pleased with my time here. 💯
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1 month ago
Delta Stehr
I’ve been using a one-step account with a balance of $25,000 for the past three weeks, and I have serious concerns about the trading conditions. Just today, I executed two trades. I set my stop loss (SL) at $275 for the first trade, but it was unexpectedly closed at $301. In the second trade, I placed my SL at $300, and it got closed at a staggering $450. I’m completely baffled by what’s going on.
Afterward, I received an email from the firm stating that I had violated the account rules by exceeding the daily drawdown. I’ve been vigilant about managing my stop losses since day one, trying to prevent any breaches caused by their slippages and issues with execution. Yet, despite my caution, my account was still compromised today due to their ongoing technical issues.
To make matters worse, the circumstances surrounding my account loss did not occur during a high-impact news event. I’ve even refrained from trading during news releases for fear of making the situation worse, and now it feels incredibly frustrating. When I compare my entries with another trading account I have, it’s clear there was no significant deviation in the funding pips, yet my account was breached on their end. I’m asking for a resolution and a restoration of my account due to these issues.
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1 month ago
Imelda Kirlin
I’ve had a fantastic experience with Liam! I can honestly say that over the past year of trading on this platform, I haven’t faced any problems at all with IF.
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1 month ago
Kaela Hand
After spending roughly three years trading with various firms and facing numerous payout denials, I finally received my first payout from Instantfunding. The withdrawal process was impressive, taking less than 24 hours. A big shoutout to their round-the-clock live support agent, Liam, who promptly addressed my queries. I wholeheartedly recommend Instantfunding to anyone who is disciplined and willing to adhere to a few straightforward guidelines—this firm definitely delivers on its promise of swift payments.
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1 month ago
Enos Jacobs
This review focuses solely on the support team. Prior to purchasing my account, I had several questions lingering in my mind. Thankfully, a representative named Liam addressed all my concerns thoroughly. I plan to acquire the instant funding account by next week.
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1 month ago
Chadd Schoen
The responsiveness of the firm is truly impressive. I received quick feedback on my inquiries, which made the trading experience seamless. It’s not often that you come across such efficient communication in the industry. Overall, I would rate their support as top-notch.
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1 month ago
Americo Friesen
I had a fantastic experience with the support desk, especially thanks to Liam. The level of service I received was outstanding, truly top-notch.
Deven Mante
This is a solid proprietary trading firm. They offer one challenge, which is great—especially since it was free, making it perfect for testing out their Instant Funding. I’m really looking forward to seeing them collaborate with TradeLocker in the future; I truly believe TradeLocker is one of the best platforms available. I also want to express my gratitude to PropFirm Match, as they really simplify the search for those looking for a prop firm or broker.