4.6 (2591 reviews)
Instant Funding

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About Instant Funding

CEO

Lewis

Established

June 2022

Country

United Kingdom

Broker

Institutional Liquidity Provider

Platform

cTrader, MT5, (DXTrade for US traders)

Trust Pilot

4.7

Payment Methods

Credit Card/Debit Card, Crypto, Skrill, Neteller

Payout Methods

Direct Crypto, Rise - Minimum Payout $25
More info Instant Funding
4.6 (2591 reviews)

Customer Reviews (2591)

  • Damon Mertz
    1 year ago

    The support team is incredibly proactive. They respond quickly to inquiries, which is a big plus.

  • Eryn Price
    1 year ago

    I want to start by acknowledging some positive aspects, but there are definitely concerns that need to be addressed. It’s quite clever how they implemented rules without clearly defining the limits. You might be wondering what I mean, so let me elaborate.

    The infamous 50% margin rule, now merely rebranded as the maximum size rule, hasn’t changed much in practice. The maximum lot size for XAUUSD stayed consistent at 3 lots despite the rule’s rewording. You would think that a proprietary trading firm, which doesn’t permit high-frequency trading, would have more freedom and flexibility for traders, but the structure of these guidelines seems reminiscent of those pesky consistency rules commonly imposed by other firms—it’s pretty absurd.

    Another issue is how they allow traders to execute positions without adequately warning them of potential rule violations on the dashboard. It’s frustrating that there’s no alert or error message when you unintentionally place an order exceeding the allowable size.

    So it begs the question: what’s the point of providing such high leverage? The reality seems to be that they want to create loopholes in the rules to make it easier for them to avoid payouts.

    If you’re a scalper, I strongly advise steering clear of this prop firm. Personally, I risk only 1% or maybe 2% per trade, with my historical max at 1.5%. But they seem indifferent to traders who might engage in more substantial positions, even if they’re managing their risk well. To them, it all boils down to gambling.

    I initially had high hopes for this firm, but the overall situation is genuinely perplexing. A true gambler would likely wipe out their account given these trading conditions—especially with a 3% maximum drawdown.

    In short, I cannot recommend this prop firm.

  • Leola Wehner
    1 year ago

    Caution is highly advised when dealing with this broker. I encountered a significant issue while trying to withdraw my funds. They claimed that I made a reckless trade, which seems to be a tactic to avoid releasing my money. I’m now faced with the loss of the $1,712 I earned. They referenced a supposed breach on January 12, 2025, but I wasn’t informed about any issues on that day. Since then, I’ve successfully placed trades and attempted to withdraw on January 22, 2025, and yet problems arose—not when the alleged breach occurred, but much later.

    I cannot recommend this broker. Please be cautious in your dealings, as I would hate for you to experience the same scam and lose money that you rightfully earned.

  • Marta O'Reilly
    1 year ago

    My experience with the payout process was quite frustrating!

    Initially, everything appeared to be in order until I submitted my payout request. Suddenly, they accused me of employing the martingale strategy, despite my clear adherence to different trading methods. Curiously, there was no warning issued regarding any potential breaches before I made the payout request.

    For context, I opened a trade of 0.05 BTC, holding it for slightly over a minute, incurring a modest $4 loss. The very next day, I opened another trade, which yielded profits exceeding $100. However, this firm deemed it martingale simply because I increased the lot size. Their interpretation of martingale is frankly baffling, especially compared to other firms in the industry.

    As a result, I have decided against purchasing any more accounts from them. I strongly advise anyone who values their time and hard-earned money to rethink engaging with this firm.

    I engaged in an extensive dialogue with their AI-supported customer service, presenting clear evidence demonstrating that I did not employ the martingale strategy. Yet, they seem disinterested in allowing traders to succeed. Ultimately, my account was reset, erasing all gains—this feels nothing short of daylight robbery!

  • Dessie Beier
    1 year ago

    The support provided by Anita is truly exceptional. She’s always ready to lend a helping hand and guide traders in the right direction. With her expertise and friendly demeanor, it’s easy to feel supported in what can often be a challenging environment. Anita consistently goes above and beyond, making her standout in the realm of trading assistance.

  • Leo Orn
    1 year ago

    Updated Review: Positive Resolution with Instant Funding

    I want to share my revised experience with this trading firm, hoping it might contribute to improving their services for future traders.

    At first, I ran into a significant problem while trading, compounded by some communication gaps that led to a bit of confusion. Nonetheless, after engaging in thorough discussions with the team, we managed to resolve the issue.

    I genuinely appreciate the dedication of the whole team, especially Mr. Harry, the Senior Executive, who genuinely listened to my concerns and worked towards a balanced solution. His professionalism and readiness to tackle the issue played a crucial part in reaching a satisfactory outcome.

    In conclusion, my initial experience with this platform has left me feeling hopeful. If they maintain such effective communication and problem-solving, I believe any reasonable concern faced by a trader who understands their rights and responsibilities will be appropriately addressed.

  • Meggie Eichmann
    1 year ago

    This prop firm stands out as one of the best and most genuine options in the trading industry. It offers an impressive feature: zero commission, which is something you won’t find at other proprietary trading firms. This unique benefit sets it apart and makes it an attractive choice for traders. Overall, if you’re looking for a firm that combines quality and value in a way that others simply don’t, this one is definitely worth considering.

  • Devin Pouros
    1 year ago

    The customer service here is truly exceptional! Whenever I have questions, they’re addressed promptly and thoroughly. It’s refreshing to have such reliable support.

  • Jerald Mante
    1 year ago

    The issue was identified almost immediately, and the response was impressively quick. It was great to see how swiftly everything was handled.

  • Charlene Maggio
    1 year ago

    I’ve been diving into SMC and ICT for about a year now, and I couldn’t be prouder to call myself an SMC trader in the forex market. The journey has been incredibly rewarding, and I’ve learned so much in such a short time.

  • Moses Wisozk
    1 year ago

    The customer feedback has been impressive, and the service is incredibly fast. It’s quite remarkable how responsive they are. Overall, I’m really pleased with my experience here.

  • Patricia Graham
    1 year ago

    Instant Funding is arguably one of the top firms I’ve encountered, offering solid funding models alongside trader-friendly regulations. Their approach really stands out in the industry. Keep up the great work! 👍

  • Lavern Beer
    1 year ago

    This proprietary trading firm truly stands out. I really enjoy trading with them; it’s been a positive experience overall.

  • Brennan Von
    1 year ago

    This firm offers low commissions and a diverse selection of challenges at competitive prices. It’s one of those few proprietary trading firms that seems genuinely serious about their business. I’ll definitely give it five stars once I get my payout! 😊

  • Angelita Marquardt
    1 year ago

    I previously left a review here and received a response from the firm’s team, promising a resolution to my issue. Unfortunately, since I made my complaint, the team seems to have only offered empty promises. I provided every detail they requested, yet they still haven’t been able to resolve my situation. I ended up losing $1,700, which I paid for my account, and I had also given the team three months to achieve a 10% gain, amounting to approximately $3,000—not a negligible sum for anyone.

    Today, I received an offer from the team that I want to share. I highly advise against accepting it, as I initially paid $1,700 for my account, but now they’re offering a mere $80 account for free, contingent on me removing my previous feedback from Trustpilot. This action feels like the company is avoiding accountability and merely giving lip service.

    Here’s the offer I received via email:

    Follow-Up on Complimentary 10K One-Step Challenge Offer

    We hope this message finds you well! We’re following up regarding the complimentary 10K One-Step Challenge account offered to you, reflecting the improvements we’ve made to our trading conditions.

    As part of the activation process for your complimentary account, we kindly ask you to confirm that you’ve updated or removed your previous Trustpilot review. To help us proceed quickly, please reply to this email with either:
    – A screenshot of the updated review, OR
    – A direct link to your updated Trustpilot review.

    Once we receive your confirmation, we’ll promptly send you a 100% discount code to activate your new account.

    Thank you for giving us the opportunity to improve and serve you better in 2025. If you have any questions or need assistance, please don’t hesitate to reach out—we’re here to help!

    Best regards,

    Harry

    Senior Executive

    Instant Funding | instantfunding.io

    30 Old Bailey, London, England, EC4M 7AU

    This interaction has left me dissatisfied, and I believe others should be cautious before engaging with this firm.

  • Ludie Botsford
    1 year ago

    Overall, my experience has been positive.

  • Ana Buckridge
    1 year ago

    This company is quite honest in its dealings, which is refreshing. Their customer service is stellar and consistently exceeds expectations. I’ve had positive experiences every time I reached out for support. Overall, you can count on them to deliver a reliable service.

  • Noemy Hirthe
    1 year ago

    I’ve had an ongoing back-and-forth with Support for what feels like ages; it’s akin to conversing with a brick wall. It appears that only one individual is truly equipped to address the issues within this firm.

    I encountered a significant problem regarding my recent purchase. It turns out I didn’t enable the weekend holding feature, which I had assumed was included. Just as I reached over $200,000 in my account, I discovered that they claimed I hadn’t opted for the weekend holding. I insisted there must be a misunderstanding, but they firmly maintained that I didn’t make the purchase. When I asked if I could pay to activate this feature, they instead suggested I redo the entire challenge. Honestly, they seem to treat their traders poorly. So, don’t expect any special treatment once you pass; it’s just not going to happen.

  • Opal Gleichner
    1 year ago

    This is a fantastic firm with outstanding support, particularly from Liam on the support team. He’s a really great person who goes above and beyond to help.

  • Margarita Dooley
    1 year ago

    Liam is truly the standout guy on the support team. He addressed all my queries efficiently and got straight to the point. I really appreciate your help, good Sir!

  • Louvenia Schneider
    1 year ago

    The process for my refund was smooth and trouble-free. I encountered no issues along the way, which was quite reassuring. Overall, I was pleased with how everything was handled.

  • Joey Farrell
    1 year ago

    It’s quite impressive, really. I checked out their positive reviews, and it seems like they’re doing quite well.

    They have clearly outlined everything in their FAQ section, which helps clarify what to expect.

    If people take the time to read through all the guidelines, they can make informed and ethical decisions.

    Thank you!

  • Sonia Hahn
    1 year ago

    On three separate occasions, I found myself just a few dollars short of hitting the 5% mark needed to request a payout. Each time, however, I encountered issues with the DXTrade platform. When attempting to place a trade, I faced difficulties executing a sell order, which inevitably turned my trade into a loss, pushing me dangerously close to breaching my limits.

    The customer service experience was frustrating, to say the least. I felt like I was being passed around, and they seemed intent on making me believe the issue was on my end. However, a quick check on Discord revealed that numerous others were voicing the same concerns—it was clearly a platform issue.

    Despite my repeated requests for assistance, they refused to reset my account to its previous state before the glitch started disrupting my trading. My emails asking for support went largely ignored. It’s hard to shake off the feeling that too many of these coincidences can’t just be coincidences…

  • Matt Brekke
    1 year ago

    This trading firm is backed by a fantastic support team and innovative leadership, along with an impressive social media presence. John, the Discord Community Manager, truly excels in his role, demonstrating a genuine desire for everyone to succeed. The Discord community offers a wealth of free resources designed to enhance your trading skills, along with giveaways and promotions that are hard to pass up. I would definitely recommend joining their Discord before committing to an account. You can paper trade and hone your skills before diving in, setting yourself up for success. Personally, I have an instant funding smart account that has been performing well. Payouts consistently hit my account the next day without any issues. This proprietary trading firm is undoubtedly the real deal.

  • Rebeca Lynch
    1 year ago

    In my opinion, this is truly the best company for instant financing. A big thanks to Fred for his prompt assistance. 🌹🌹🌹🌹🌹🌹🌺🌸🌸🌸🌺🌸🌺

  • Angie Kuhn
    1 year ago

    As it stands, my experience has been positive so far.

  • Rosetta Tremblay
    1 year ago

    Bella from customer service promptly addressed a technical problem I was experiencing. When it comes to trading, timely support is crucial.

  • Lacey Schimmel
    1 year ago

    I had a fantastic trading experience overall, marked by transparent and fair rules that really set this firm apart. The customer support team was speedy and reliable, always ready to assist when needed. Payouts flowed smoothly and without hassle. Honestly, Instant Funding stands out as one of the top proprietary trading firms in the industry.

  • Abby Kunze
    1 year ago

    This is truly the best proprietary trading firm I have ever encountered.

  • Dessie Hegmann
    1 year ago

    They often host tournaments where traders can compete for the opportunity to secure free accounts. I appreciate the fairness in the rules, such as the 30-day cooldown period, which ensures that everyone has a real chance to come out on top. This aspect truly sets them apart from other firms.

  • Hillard Kuvalis
    1 year ago

    This firm is solid and gives off a sense of safety. You can feel at ease knowing you’re trading with a trustworthy company. Overall, it seems like a great choice for anyone looking to delve into trading.

  • Emelia Hahn
    1 year ago

    The customer service here is quite impressive. I received a fast response from Mr. Fred, who was very helpful. It’s always nice to get quick replies when you have questions or need assistance. Overall, the support team seems dedicated to ensuring a positive experience for their clients.

  • Delaney Hermann
    1 year ago

    InstantFunding.io stands out for its responsiveness to community concerns, effectively addressing various issues raised by its users. Recently, they eliminated the margin call rules, a significant change that many in the community had been advocating for. This move reflects their commitment to continuous improvement and attentiveness to trader needs. Kudos to InstantFunding.io for making strides in enhancing the trading experience!

  • Dakota Schoen
    1 year ago

    This company has proven to be quite impressive in terms of their efficiency. I’ve recently applied for a second loan, and the approval process has been remarkably quick. It’s been a positive experience working with them so far.

  • Idella McGlynn
    1 year ago

    The Instant Funding community has taught me a tremendous amount, and I can’t express enough how thankful I am for the wealth of knowledge shared. A heartfelt thanks goes out to John, whose generosity with his giveaways is truly commendable—I was fortunate to count myself among the winners! The support within this community is remarkable, making the learning experience all the more enriching.

  • Roger Cruickshank
    1 year ago

    My account was not approved because my last name on my profile didn’t match the one on my documents. I reached out to them, requesting that they enable the option for me to change my name, but they outright denied my request. Instead, I was told that I wouldn’t receive the 5% payout and was urged to purchase another account with their firm.

  • Olaf Hessel
    1 year ago

    The support offered by the firm is truly exceptional. I’ve always found them to be responsive and helpful whenever I’ve reached out with questions or concerns. Their team is knowledgeable and seems genuinely invested in helping traders succeed. It’s refreshing to have such reliable support, especially in the often confusing world of trading. Overall, I’d rate their customer service as one of the standout features of this firm. It really makes a difference in the trading experience.

  • Arnulfo Veum
    1 year ago

    The customer service here is truly outstanding. I was pleasantly surprised by how attentive and helpful the staff were. They really go above and beyond to address any questions or concerns. It’s refreshing to see such commitment to client support in today’s fast-paced trading environment. I’ve had positive experiences each time I’ve reached out.

  • Juliet Kozey
    1 year ago

    The error data issue took a considerable amount of time to resolve. I reached out to customer support, but unfortunately, I did not receive any response. It’s quite frustrating when you’re left without assistance.

  • Joe Heller
    1 year ago

    Exceptional offerings that inspire trust! Instant funding lets you kickstart your journey and begin to turn your dreams into reality—not just wishful thinking. I’m seeing profits today thanks to the instant funding option!

    ⭐⭐⭐⭐⭐

  • Seth Langworth
    1 year ago

    I relied on cTrader to execute my trades, but during the early part of the New York session, it suddenly stopped working. This was particularly frustrating because I was trying to exit a trade at that moment, and my order just didn’t get executed. That moment was really critical for me.

  • Amber O'Keefe
    1 year ago

    I just received my first payout, and it all went so smoothly! I have to say, the platform, especially MT5, is fantastic—I really enjoy using it.

    Moreover, their customer service team is excellent. They helped me resolve my last issue quickly and efficiently.

  • Regan Adams
    1 year ago

    The customer service here is truly commendable. You can always expect assistance when you need it, and that’s a big plus. Plus, they have an impressive payout rate, with a full 100% being returned to traders. It’s refreshing to see a firm that prioritizes both support and reward for its clients.

  • Agustin Eichmann
    1 year ago

    This company is truly impressive. I’ve had a fantastic experience with them. The atmosphere is supportive, and the team is always willing to help. What stands out the most is their commitment to trader education. They offer numerous resources that really help you develop your skills.

    Sure, like any firm, there are some challenges, but the benefits outweigh them. The commission structure is reasonable, and they provide excellent trading technology. Honestly, I’ve tried other firms, but this one feels like home. I’d definitely recommend it to anyone looking to advance their trading career.

  • Alice Stracke
    1 year ago

    I’ve been trying to get a payout and it’s been quite a journey. For the past five days, I’ve been waiting for my KYC approval. At first, I submitted a photo of my expired learner’s permit since that was all I had at the moment. Unfortunately, it was rejected the very next day. I then went to my mom’s house to grab my passport and uploaded pictures of that as well. To my surprise, they rejected it again, citing that it was the same image as the one I previously submitted. So, I tried again. They replied once more, and in between, I even sent them an email proving that I have the passport in my possession. Still, my KYC hasn’t been approved, and it feels like I’m waiting two days for every response, only to be told I didn’t provide the correct type of photo.

    However, if they manage to assist me promptly after this review, I will definitely revise my feedback to reflect a more positive experience.

  • Tyrese Mitchell
    1 year ago

    One of the top proprietary trading firms out there, without a doubt. The support they give to traders is truly commendable, and their resources are incredibly helpful. I’ve found their platform easy to navigate, making the whole trading experience more enjoyable. Plus, their fee structure is transparent, which is a big plus in my book. If you’re looking to jump into trading, this firm is definitely worth considering.

  • Carter Blanda
    1 year ago

    I’ve had a positive experience with this trading firm. I actually won a poker tournament while working with them! My account manager, John, made sure everything was set up promptly. On top of that, their customer support is truly outstanding—very responsive and helpful.

  • Trever Hartmann
    1 year ago

    This proprietary trading firm is certainly one of the top players in the industry right now. They’re making quite an impact and have established a solid reputation.

  • Veda Turcotte
    1 year ago

    If you haven’t participated in the weekly games they host for account giveaways, you’re really missing out. Back in May of last year, I received my first payout of $4,000 from a $50,000 account I secured while playing poker. Remarkably, today I won another $50,000 account!

  • Joany Hansen
    1 year ago

    This is, without a doubt, the best trading firm I have ever encountered. Their approach is truly impressive, and I haven’t seen anything quite like it before. If you’re looking for a top-notch experience in proprietary trading, this is the place to be.